Most of us have a few questions about how to protect our valuables in transit. From family heirlooms to high-priced electronics, each of your belongings should be secured and insured. With simple planning, the packing and moving process will have your most prized possessions arrive safely and on time.
Types of Valuables
When planning your move, create a checklist of your valuable and fragile items. Different types of valuables need special consideration for packing, moving, and storage. Besides the obvious hazards of shifting weight, crushing, or abrasion, some items need protection from extreme temperatures, humidity, and exposure to air or sunlight.
Separate your checklist into categories based on the type of protection they require. Musical instruments, electronics, artwork, and some garments may need special containers to avoid humidity while moving.
Include heirlooms or priceless items that may not be replaced by insurance. Note the quantity and types of china, glassware, and valuable ceramics that you’re taking with you, and keep smaller items such as important documents or jewelry with you. Your movers offer basic valuation coverage, so ask about limits if you have any very valuable items and how you can purchase additional coverage if items are damaged
Packing for Protection
Nobody wants a moving box to fall apart while they’re carrying it, and investing in new, sturdy boxes can help protect your belongings. For electronics, use the box from the manufacturer for the most secure fit. Keep your valuable items together, and label the box with any particular handling instructions.
Another tip is to use your blankets and towels strategically. You can wrap individual dishes or glass objects with newspaper, and use thick linens to prevent shattering. Whenever possible, keep your valuables in hard cases or protected by plastic boxes.
When using a national moving company, they will efficiently place heavy items and furniture on the bottom of the truck. When driving with your belongings, use this strategy to prevent items from moving during transit.
During the Move
Make sure your homeowner’s or renter’s insurance offers additional coverage in case of a loss. Ask about specific limits and exceptions, especially for expensive jewelry, artwork, musical instruments, furs, and electronics. Consider having individual items insured if they’re valuable — these types of insurance policies are usually very affordable.
Once you’ve arrived, check to see that the realtor has replaced the locks on the doors and set up your home security system. Unload your most fragile and valuable possessions first to store in a safe place, and use your checklist to make sure you have everything moved into your new home!
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