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What Is Moving Protection & Valuation?

This content has been reviewed by the National Van Lines Team

At National Van Lines, we’ve dedicated over 95 years to providing professional moving with great customer service.

Moving Valuation Coverage versus Insurance

Believe it or not, insurance developed as early as 2,000 BCE to reduce the risk for merchants who needed their items shipped across the water. Ship captains or banks would promise to deliver their goods and pay the difference for any cargo that was lost at sea. Modern insurance is essentially unchanged, and it’s expanded to cover homes, automobiles, valuable personal property, and more.

When you’re moving, talk with your current insurance agent about your coverage options. You may be surprised to find that your homeowner’s insurance won’t cover the value of your belongings while moving, and you’ll want Protection Coverage from your movers for extra peace of mind. Valuation Protection is a tariff level of carrier liability that is common among moving companies

At National Van Lines, we offer two levels of Valuation Protection: Basic Coverage and Full Value Replacement. It’s our job to help you understand the unique benefits of each.

Basic Coverage Protection

Basic coverage is our most economical level of protection; it provides a released value of 60 cents per pound per article and is offered at no additional charge. Basic coverage is usually priced per pound, and no consideration is given to the items’ actual financial value in transit. This might be an option for families or individuals who don’t have a large amount of valuable personal property to move.

Full Value Protection

Full Replacement Coverage is our most comprehensive coverage available to protect your shipment. This option provides for the lesser of the repair, repair estimate or the replacement cost for an identical or a like kind and quality item at today’s replacement cost. This option is available with or without a deductible.

No matter which option of coverage you choose, you’ll want to make sure it’s selected on your bill of lading. If you have additional questions about coverage or specific items, check with your moving specialist.

Download to learn more about your options.

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